Finance September 24, 2025

IRS rules now say 401(k) catch-ups for high earners have to be in a Roth. Is it still worth it?

Beth Pinsker
IRS rules now say 401(k) catch-ups for high earners have to be in a Roth. Is it still worth it?

Will workers earning more than $145,000 want to put those retirement contributions in a posttax Roth account? Their answer might surprise you.

More from MarketWatch
‘My monthly expenses are $6,500’: I’m 64, have $1.2 million in a 401(k) and two mortgages. Can I afford to retire?
‘My monthly expenses are $6,500’: I’m 64, have $1.2 million …

“I want to retire next year.”

10 hours, 48 minutes ago Finance
AMD’s stock soars toward its best day in 9 years. Here’s why OpenAI wants a stake.
AMD’s stock soars toward its best day in 9 years. …

AMD got a big endorsement in the form of a multiyear chip deal with OpenAI, …

10 hours, 48 minutes ago Finance
Fifth Third paying nearly $11 billion for Comerica as wave of bank mergers builds
Fifth Third paying nearly $11 billion for Comerica as wave …

Fifth Third said the combined company will operate in some of the fastest-growing areas of …

11 hours, 4 minutes ago Finance
‘We’re in a market bubble based on AI exuberance’: I’m moving my $200K IRA to a money-market account. Is that wise?
‘We’re in a market bubble based on AI exuberance’: I’m …

“I will also draw Social Security when I reach 70, which will be $3,500 per …

11 hours, 12 minutes ago Finance
Latest Articles
Plume Network gains SEC transfer agent status to bring TradFi onchain
Plume Network gains SEC transfer agent status to bring TradFi …

Plume’s SEC registration lets it manage tokenized securities under US law, a step toward merging …

10 hours, 45 minutes ago Finance
Form 6K Ferrari N.V. For: 6 October
Form 6K Ferrari N.V. For: 6 October

10 hours, 46 minutes ago Finance
Form 13G iSHARES TRUST For: 6 October
Form 13G iSHARES TRUST For: 6 October

10 hours, 46 minutes ago Finance

Advertisement