SIP Calculator

Calculate SIP returns and plan your wealth creation journey

SIP Calculator

Calculate your SIP returns and wealth creation potential

Range: ₹500 to ₹10,00,000
Range: 1 to 50 years
Range: 1% to 30%
About Our SIP Calculator

Our comprehensive SIP calculator helps you plan your systematic investment journey and understand the power of compounding. Whether you're a beginner or an experienced investor, this tool provides accurate calculations for your SIP investments in mutual funds.

Key Features:
  • Accurate Calculations: Uses standard SIP formula for precise returns calculation
  • Flexible Inputs: Support for different SIP amounts and investment periods
  • Expected Returns: Calculate based on different asset classes (Equity, Balanced, Debt)
  • Wealth Creation: See how small investments grow into significant wealth
  • Goal Planning: Plan your financial goals with SIP investments
  • Tax Benefits: Understand tax-saving SIP benefits (ELSS)
  • 100% Free: No registration required, completely free to use
How to Use:
  1. Enter your monthly SIP amount (₹500 to ₹10,00,000)
  2. Select investment duration (1 to 50 years)
  3. Enter expected annual returns (1% to 30%)
  4. Use quick select buttons for common return expectations
  5. Click "Calculate SIP Returns" to get detailed analysis
Common Use Cases:
  • Retirement planning with SIP investments
  • Child education fund planning
  • Home purchase goal planning
  • Tax-saving investments (ELSS)
  • Wealth creation and financial freedom
  • Emergency fund building
Frequently Asked Questions

Our SIP calculator uses the standard SIP formula used by mutual fund companies and financial institutions. It provides accurate calculations based on the inputs provided, though actual returns may vary based on market performance.

We use the standard SIP formula: Maturity Value = P × [((1 + r)^n - 1) / r] × (1 + r), where P is the monthly SIP amount, r is the monthly return rate, and n is the number of months.

Currently, our calculator is designed for monthly SIP investments. For quarterly or annual SIP calculations, you can adjust the monthly amount accordingly (quarterly amount ÷ 3, annual amount ÷ 12).

Absolutely! Our SIP calculator is completely free to use with no registration required. You can calculate SIP returns for unlimited scenarios without any cost or limitations.